[B] The client should invest in ETFs that are issued on a REIT index.
ETF represents the Exchange Traded Funds basically these are part of Real Estate Investment Trusts, and these ensure the wide diversification in the investments.
The securities of FNMA and GNMA are more focused on the mortgage area, although these too also relate to the real estate sector, but as it focuses on mortgage returns it is not viable for diversification.
Thus, correct option is Statement B as ETF ensures diversification and then lower depreciation accordingly.
A company is implored to pay punitive damages if it only intentionally discriminated against employees or their federally protected rights.
The punitive charges paid under the Civil Rights Act of 1991 is $50,000 per violation, this covers an employee number of 14 - 100. While companies with over 500 employees are expected to pay $300,000 per violation.
Since Cellant Solar Energy, Inc. is involved in a case of intentional employee discrimination and it has 800 permanent employees working in different departments. The maximum punitive damage that they will have to pay under the Civil Rights Act of 1991 is $300,000.