**Answer:**

The amount of money that will be in the account at the end of two years is <u>**$3,533.06**</u>.

**Explanation:**

Since the deposit will be made at the **beginning of each period**, the relevant formula to use is the formula for calculating the Future Value (FV) of an **Annuity Due** is employed as follows:

FV = M * {[(1 + r)^n - 1] ÷ r} * (1 + r) ................................. (1)

Where,

FV = Future value or the amount in the account after 2 years =?

M = Semiannual deposit = $800

r = Semiannual interest rate = 8% ÷ 2 = 4%, 0.04

n = Number of periods the deposit will be made = 2 years × 2 = 4

Substituting the values into equation (1), we have:

FV = $800 * {[(1 + 0.04)^4 - 1] ÷ 0.04} * (1 + 0.04)

FV = $800 * 4.246464 * 1.004

FV = $3,533.06

Therefore, the amount of money that will be in the account at the end of two years is <u>**$3,533.06**</u>.

**Answer and explanation:**

**"Mixing and Matching" financial institutions** are those that take their customers' money and link different investment vehicles with the customer's expectations, diversifying risk compared to having the money in only one asset. <em>The benefit of using financial institutions as middlemen relies on the cost of accessing the securities since they are much lower for individual investors. Besides, customers receive an assessment from professionals on what to invest in but sometimes this implies paying an additional fee.</em>

**Answer:**

A written contract created by two people before they are married.

**Explanation:**

A prenup typically lists all of the property each person owns (as well as any debts) and specifies what each person's property rights will be after the marriage.

Answer:

See bellw

Explanation:

Income of J.D related to Clampett = Ordinary income + Capital gain

Given that

Basis distribution = $42,500

Basis stock = $36,000

Ordinary = $11,800

But Capital gain = Basis distribution - (Basis stock + Ordinary income

= $42,500 - ($36,000 + $11,800)

= $42,500 - $47,800

= - $5,300

Therefore, J.D income related to Clampett

= Ordinary income + Capital gain

= $11,800 - $5,300

= $6,500

Most contracts like this will not change based on the borrowers financial situation. In this case, Kelsey and Cody will still be responsible for paying the debt they owe. Several things will happen if they do not pay:

1. the debt will be sent to a collections agency

2. This will cause a derogatory mark on their credit history.